客户评价

Nicole帮助我们在Newton买到了理想的学区房。作为H1B持有者，我原本很担心贷款会有困难，但Nicole非常专业，帮我们拿到了非常有竞争力的利率。整个过程只用了28天就完成了过户！

Nicole helped us buy our dream home in Newton. As an H1B holder, I was worried about the mortgage process, but Nicole was incredibly professional and secured us a very competitive rate. The entire process took only 28 days!

我先生是L1签证，我是F2，Nicole帮我们解决了很多签证相关的问题。她对签证贷款非常熟悉，让我们第一次在美国买房的经历非常顺利。强烈推荐给所有签证朋友！

My husband is on L1 visa and I'm on F2. Nicole helped us navigate many visa-related challenges. She's extremely knowledgeable about visa mortgages. Highly recommend!

这是我第三次找Nicole做贷款了。之前买自住房，这次买投资房。她帮我用DSCR产品，不用查收入，整个过程非常高效。Nicole是我见过最专业的房贷顾问！

This is my third time working with Nicole. She helped me with a DSCR loan for investment property - no income verification needed. Nicole is the most professional mortgage advisor I've ever worked with!

我是OPT刚转H1B的新人，几乎没有信用记录。Nicole帮我建立了替代信用档案，最终成功拿到贷款。她每一步都解释得很清楚，让我这个购房小白也能安心。

I just transitioned from OPT to H1B with almost no credit history. Nicole helped me build an alternative credit file and I successfully got approved. She explained every step clearly.

利率下降后我们找Nicole做再融资，每月省了$450！她不仅帮我们找到最低利率，还解释了不同方案的pros and cons，让我们做出最适合自己的选择。

We refinanced with Nicole after rates dropped and are now saving $450/month! She found us the lowest rate and explained all options clearly.

I-140还在pending，很多银行都拒绝了我。Nicole找到了接受我情况的银行，而且利率也非常好。现在我们一家住在Acton的好学区，孩子上学很开心。感谢Nicole！

With my I-140 still pending, many banks rejected me. Nicole found a lender that accepted my situation with a great rate. Now our family lives in a top school district!

Weston的房子价格高，需要Jumbo贷款。Nicole帮我们比较了多家银行，最终拿到了比我们预期低0.25%的利率。整个过程沟通非常顺畅，推荐！

For our Weston home, we needed a Jumbo loan. Nicole compared multiple lenders and got us a rate 0.25% lower than expected. Excellent communication throughout!

为了孩子上学，我们想在Belmont买房。Nicole不仅帮我们顺利获批，还给了很多关于学区和社区的建议。她真的是华人社区的好朋友！

We wanted to buy in Belmont for school district. Nicole not only got us approved but also gave great advice about schools and neighborhoods. A true friend to the Chinese community!

作为诊所老板，我的收入结构复杂，很多银行不愿意做。Nicole花了很多时间了解我的税表和业务，最终用银行流水贷款帮我成功获批。自雇人士找她绝对没错！

As a clinic owner, my income is complex. Nicole took time to understand my tax returns and business, and got me approved with bank statement loan. Perfect for self-employed!

我们买了一栋三单元楼，自住一个出租两个。Nicole帮我们算清了租金收入如何计入DTI，还推荐了最适合的贷款产品。现在租金基本cover了月供！

We bought a 3-unit building - live in one, rent two. Nicole calculated how rental income factors into DTI and found the perfect loan. Rent almost covers the mortgage!

作为护士，我的收入不高，以为买不起房。Nicole帮我申请了MassHousing的首付援助，拿到了$25,000的DPA！加上首次购房者的优惠利率，我终于在Somerville有了自己的家！

As a nurse, I thought I could not afford a home. Nicole helped me get $25,000 DPA from MassHousing! Combined with first-time buyer rate, I finally have my own place!

E2签证申请贷款很多人说难，但Nicole有经验。她帮我找到了接受E2的银行，利率也没有比H1B高。从开餐馆到买房，Nicole帮我实现了美国梦的又一步！

Many said E2 visa mortgage is hard, but Nicole knows how. She found a lender accepting E2 with normal rate. From restaurant to homeowner - another step of American dream!